Stripe Connect
Stripe Connect enables multi-merchant payment processing for platforms, franchises, and businesses with multiple entities.When to Use
Stripe Connect is for:- Franchise operations
- Multi-location with separate entities
- Marketplace models
- Partner networks
How It Works
Payment Flow
Account Types
| Type | Description |
|---|---|
| Standard | Full Stripe dashboard access |
| Express | Simplified onboarding |
| Custom | Fully embedded (Enterprise) |
Setup Process
Platform Setup
1
Enable Connect
Contact Tiquo to enable Connect features
2
Configure Platform
Set platform fee structure
3
Onboarding Flow
Customize sub-merchant onboarding
Sub-Merchant Onboarding
For each merchant:1
Invite Merchant
Send onboarding invitation
2
Merchant Registers
Complete Stripe Express onboarding
3
Verification
Stripe verifies merchant identity
4
Active
Merchant can accept payments
Fee Configuration
Platform Fees
Set your platform fee:- Percentage of transaction
- Fixed fee per transaction
- Combination
Fee Examples
| Structure | Example |
|---|---|
| Percentage | 2.5% of transaction |
| Fixed | $0.50 per transaction |
| Combined | 2% + $0.25 |
Fee Collection
Fees are automatically:- Deducted from merchant payment
- Sent to platform account
- Tracked in reporting
Merchant Management
Dashboard Access
Sub-merchants can:- View their transactions
- Access payout history
- Update account details
- Download reports
Platform Controls
Platform can:- View all merchant activity
- Pause/resume merchants
- Adjust fee structures
- Generate reports
Payouts
Merchant Payouts
Configure payout schedule:- Daily
- Weekly
- Monthly
- Custom
Payout Timing
| Region | Standard |
|---|---|
| US | 2 business days |
| UK/EU | 3-5 business days |
| Others | Varies |
Reporting
Platform Reports
- Total processed volume
- Platform fees earned
- Merchant breakdown
- Trend analysis
Merchant Reports
- Transaction history
- Payout history
- Fee breakdown
- Dispute status
Compliance
Requirements
Each sub-merchant must:- Complete KYC verification
- Provide business details
- Link bank account
- Accept Stripe TOS
Ongoing Compliance
- Regular account reviews
- Transaction monitoring
- Fraud prevention